Premier Mortgage Resources · Arizona · 2025

Premier Mortgage Resources in Arizona: approval rate, denial rate and rates (2025)

Premier Mortgage Resources took 62 mortgage applications in Arizona in 2025, ranking #289 of 1,082 lenders active in the state. It originated 43.6% of them and denied 12.9% (22.9% of the applications it decided), against a statewide denial rate of 16.2%.

62Applicationsin AZ
22.9%Decision denial ratestate 20.4%
6.63%Median ratestate 6.50%
$310,000Median loanstate $275,000
$6.9MVolume7 counties

Premier Mortgage Resources in Arizona vs the state

12.9%Denial rate-3.33 pts vs state
22.9%Decision denial rate+2.45 pts vs state
43.6%Origination rate-15.93 pts vs state
6.63%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.22 pts vs state
$92kMedian applicant income
27Loans originated
8Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023523015.4%6.88%#304
2024261311.5%6.75%#376
2025622712.9%6.63%#289

What Premier Mortgage Resources lends in Arizona

By loan purpose

Home purchase 33 53% · 15.2% denied
Refinance 15 24% · 20.0% denied
Cash-out refinance 14 23% · 0.0% denied

By loan type

Conventional 45 73% · 11.1% denied
FHA 12 19% · 25.0% denied
VA 5 8% · 0.0% denied

Why it denied Arizona applicants

Debt-to-income ratio 5 63%
Other 2 25%
Credit history 1 13%

Where in Arizona

Counties with the most Premier Mortgage Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 45174 8.9%
Mohave County 660 0.0%
Pinal County 404 100.0%
Navajo County 210 0.0%
Yavapai County 210 0.0%
Pima County 210 0.0%
Yuma County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 62 applications in 2025, of which 27 were originated and 8 denied.

12.9% of all applications, or 22.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Premier Mortgage Resources originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology