Popular Bank in Florida vs the state
25.0%Denial rate+3.94 pts vs state
31.8%Decision denial rate+4.58 pts vs state
53.6%Origination rate+0.88 pts vs state
—Median rate
—Rate spread (pts)
$245kMedian applicant income
75Loans originated
35Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 52 | 36.6% | 6.31% | #501 |
| 2024 | 112 | 51 | 37.5% | 6.38% | #464 |
| 2025 | 140 | 75 | 25.0% | — | #431 |
What Popular Bank lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Popular Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 86 | 42 | 24 | 27.9% |
| Broward County | 23 | 15 | 5 | 21.7% |
| Palm Beach County | 8 | 6 | 1 | 12.5% |
| Hillsborough County | 5 | 4 | 0 | 0.0% |
| Monroe County | 5 | 2 | 2 | 40.0% |
| Pinellas County | 2 | 1 | 1 | 50.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| Collier County | 2 | 0 | 1 | 50.0% |
| Osceola County | 2 | 1 | 0 | 0.0% |
| Lake County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 140 applications in 2025, of which 75 were originated and 35 denied.
25.0% of all applications, or 31.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Popular Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology