Plaza Home Mortgage in South Carolina vs the state
21.3%Denial rate+2.94 pts vs state
23.5%Decision denial rate0.00 pts vs state
68.1%Origination rate+11.52 pts vs state
6.63%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.18 pts vs state
$94kMedian applicant income
295Loans originated
92Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 274 | 168 | 15.7% | 6.75% | #130 |
| 2024 | 475 | 267 | 22.5% | 6.99% | #93 |
| 2025 | 433 | 295 | 21.3% | 6.63% | #112 |
What Plaza Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 51 | 39 | 7 | 13.7% |
| York County | 41 | 33 | 7 | 17.1% |
| Horry County | 39 | 18 | 12 | 30.8% |
| Charleston County | 39 | 27 | 7 | 17.9% |
| Richland County | 37 | 25 | 8 | 21.6% |
| Berkeley County | 31 | 21 | 6 | 19.4% |
| Spartanburg County | 23 | 13 | 8 | 34.8% |
| Anderson County | 19 | 16 | 1 | 5.3% |
| Lexington County | 19 | 12 | 5 | 26.3% |
| Beaufort County | 15 | 7 | 6 | 40.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 433 applications in 2025, of which 295 were originated and 92 denied.
21.3% of all applications, or 23.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Plaza Home Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology