Plaza Home Mortgage in Georgia vs the state
30.4%Denial rate+11.19 pts vs state
34.5%Decision denial rate+9.43 pts vs state
56.4%Origination rate+2.28 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.07 pts vs state
$88kMedian applicant income
456Loans originated
246Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 450 | 245 | 15.1% | 6.75% | #137 |
| 2024 | 781 | 409 | 28.2% | 6.75% | #102 |
| 2025 | 809 | 456 | 30.4% | 6.63% | #112 |
What Plaza Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 80 | 32 | 30 | 37.5% |
| Cobb County | 56 | 39 | 10 | 17.9% |
| DeKalb County | 54 | 30 | 16 | 29.6% |
| Gwinnett County | 44 | 25 | 13 | 29.5% |
| Clayton County | 31 | 19 | 10 | 32.3% |
| Chatham County | 27 | 19 | 5 | 18.5% |
| Henry County | 27 | 7 | 16 | 59.3% |
| Paulding County | 23 | 13 | 6 | 26.1% |
| Cherokee County | 22 | 9 | 8 | 36.4% |
| Laurens County | 18 | 10 | 7 | 38.9% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 809 applications in 2025, of which 456 were originated and 246 denied.
30.4% of all applications, or 34.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Plaza Home Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology