Planet Home Lending in South Carolina vs the state
18.6%Denial rate+0.27 pts vs state
19.7%Decision denial rate-3.79 pts vs state
72.5%Origination rate+15.91 pts vs state
5.99%Median rate-0.51 pts vs state
0.06Rate spread (pts)-0.16 pts vs state
$101kMedian applicant income
285Loans originated
73Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 83 | 25.4% | 6.63% | #222 |
| 2024 | 208 | 159 | 19.7% | 6.25% | #167 |
| 2025 | 393 | 285 | 18.6% | 5.99% | #121 |
What Planet Home Lending lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richland County | 44 | 32 | 9 | 20.5% |
| Lexington County | 37 | 30 | 5 | 13.5% |
| Greenville County | 36 | 27 | 7 | 19.4% |
| Horry County | 33 | 25 | 6 | 18.2% |
| Berkeley County | 28 | 24 | 3 | 10.7% |
| York County | 26 | 17 | 6 | 23.1% |
| Spartanburg County | 25 | 17 | 7 | 28.0% |
| Anderson County | 20 | 10 | 6 | 30.0% |
| Kershaw County | 16 | 10 | 5 | 31.3% |
| Dorchester County | 14 | 12 | 1 | 7.1% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 393 applications in 2025, of which 285 were originated and 73 denied.
18.6% of all applications, or 19.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Planet Home Lending originated in South Carolina in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology