Pioneer Bank & Trust · Wyoming · 2025

Pioneer Bank & Trust in Wyoming: approval rate, denial rate and rates (2025)

Pioneer Bank & Trust took 6 mortgage applications in Wyoming in 2025, ranking #178 of 411 lenders active in the state. It originated 66.7% of them and denied 16.7% (20.0% of the applications it decided), against a statewide denial rate of 15.6%.

6Applicationsin WY
20.0%Decision denial ratestate 19.6%
Median ratestate 6.50%
$360,000Median loanstate $235,000
$1.8MVolume3 counties

Pioneer Bank & Trust in Wyoming vs the state

16.7%Denial rate+1.11 pts vs state
20.0%Decision denial rate+0.41 pts vs state
66.7%Origination rate+5.66 pts vs state
Median rate
Rate spread (pts)
$122kMedian applicant income
4Loans originated
1Denied

What Pioneer Bank & Trust lends in Wyoming

By loan purpose

Home purchase 4 67% · 0.0% denied
Refinance 1 17% · 100.0% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 5 83% · 0.0% denied
VA 1 17% · 100.0% denied

Where in Wyoming

Counties with the most Pioneer Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Crook County 431 25.0%
Laramie County 100 0.0%
Weston County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 6 applications in 2025, of which 4 were originated and 1 denied.

16.7% of all applications, or 20.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Pioneer Bank & Trust's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology