Pinnacle Bank in South Carolina vs the state
8.9%Denial rate-9.40 pts vs state
10.7%Decision denial rate-12.76 pts vs state
73.3%Origination rate+16.66 pts vs state
—Median rate
—Rate spread (pts)
$128kMedian applicant income
74Loans originated
9Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 9 | 21.4% | — | #480 |
| 2024 | 22 | 19 | 0.0% | — | #429 |
| 2025 | 101 | 74 | 8.9% | — | #258 |
What Pinnacle Bank lends in South Carolina
By loan purpose
By loan type
Where in South Carolina
Counties with the most Pinnacle Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 66 | 48 | 8 | 12.1% |
| Edgefield County | 6 | 5 | 0 | 0.0% |
| Oconee County | 6 | 4 | 1 | 16.7% |
| Beaufort County | 5 | 4 | 0 | 0.0% |
| Richland County | 3 | 3 | 0 | 0.0% |
| Abbeville County | 3 | 2 | 0 | 0.0% |
| Anderson County | 3 | 2 | 0 | 0.0% |
| Greenville County | 2 | 1 | 0 | 0.0% |
| Lancaster County | 1 | 1 | 0 | 0.0% |
| Horry County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 101 applications in 2025, of which 74 were originated and 9 denied.
8.9% of all applications, or 10.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pinnacle Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology