Pilgrim Bank in Texas vs the state
11.8%Denial rate-7.67 pts vs state
11.9%Decision denial rate-13.00 pts vs state
77.7%Origination rate+22.77 pts vs state
—Median rate
—Rate spread (pts)
$127kMedian applicant income
66Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 127 | 108 | 6.3% | — | #509 |
| 2024 | 134 | 118 | 6.7% | — | #493 |
| 2025 | 85 | 66 | 11.8% | — | #594 |
What Pilgrim Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Pilgrim Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Titus County | 34 | 28 | 3 | 8.8% |
| Wichita County | 10 | 7 | 2 | 20.0% |
| Camp County | 6 | 5 | 0 | 0.0% |
| Smith County | 5 | 4 | 0 | 0.0% |
| Wise County | 3 | 2 | 1 | 33.3% |
| Collingsworth County | 3 | 3 | 0 | 0.0% |
| Morris County | 3 | 3 | 0 | 0.0% |
| Franklin County | 3 | 3 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Montague County | 2 | 1 | 1 | 50.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 85 applications in 2025, of which 66 were originated and 10 denied.
11.8% of all applications, or 11.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pilgrim Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology