Pike Creek Mortgage Services in North Carolina vs the state
1.1%Denial rate-17.00 pts vs state
1.4%Decision denial rate-21.41 pts vs state
74.5%Origination rate+16.66 pts vs state
6.50%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.25 pts vs state
$142kMedian applicant income
70Loans originated
1Denied
What Pike Creek Mortgage Services lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wake County | 25 | 19 | 0 | 0.0% |
| Mecklenburg County | 11 | 7 | 0 | 0.0% |
| Haywood County | 9 | 8 | 0 | 0.0% |
| Durham County | 6 | 5 | 0 | 0.0% |
| Johnston County | 5 | 3 | 0 | 0.0% |
| Henderson County | 4 | 3 | 0 | 0.0% |
| Buncombe County | 3 | 2 | 1 | 33.3% |
| Nash County | 3 | 2 | 0 | 0.0% |
| Wayne County | 2 | 1 | 0 | 0.0% |
| Brunswick County | 2 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 94 applications in 2025, of which 70 were originated and 1 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Pike Creek Mortgage Services originated in North Carolina in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology