Pike Creek Mortgage Services in Maryland vs the state
5.1%Denial rate-13.75 pts vs state
5.7%Decision denial rate-18.45 pts vs state
83.8%Origination rate+28.13 pts vs state
6.62%Median rate0.00 pts vs state
0.24Rate spread (pts)0.00 pts vs state
$125kMedian applicant income
83Loans originated
5Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 65 | 4.8% | 6.63% | #230 |
| 2024 | 78 | 63 | 0.0% | 6.43% | #244 |
| 2025 | 99 | 83 | 5.1% | 6.62% | #230 |
What Pike Creek Mortgage Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cecil County | 55 | 50 | 2 | 3.6% |
| Worcester County | 7 | 5 | 0 | 0.0% |
| Kent County | 7 | 6 | 0 | 0.0% |
| Harford County | 4 | 3 | 1 | 25.0% |
| Baltimore city | 4 | 1 | 0 | 0.0% |
| Queen Anne's County | 4 | 3 | 0 | 0.0% |
| Baltimore County | 3 | 3 | 0 | 0.0% |
| Wicomico County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 2 | 0 | 0.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 99 applications in 2025, of which 83 were originated and 5 denied.
5.1% of all applications, or 5.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Pike Creek Mortgage Services originated in Maryland in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology