PFN Lending Group in Illinois vs the state
34.6%Denial rate+17.50 pts vs state
45.0%Decision denial rate+23.32 pts vs state
42.3%Origination rate-16.43 pts vs state
7.25%Median rate+0.50 pts vs state
0.82Rate spread (pts)+0.43 pts vs state
$221kMedian applicant income
11Loans originated
9Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 4 | 0.0% | 8.00% | #757 |
| 2024 | 30 | 16 | 20.0% | 7.63% | #528 |
| 2025 | 26 | 11 | 34.6% | 7.25% | #559 |
What PFN Lending Group lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 18 | 6 | 7 | 38.9% |
| Lake County | 3 | 2 | 1 | 33.3% |
| Will County | 2 | 1 | 0 | 0.0% |
| DuPage County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 1 | 0 | 0.0% |
| Stephenson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 26 applications in 2025, of which 11 were originated and 9 denied.
34.6% of all applications, or 45.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans PFN Lending Group originated in Illinois in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology