Performance Equity Partners · Pennsylvania · 2025

Performance Equity Partners in Pennsylvania: approval rate, denial rate and rates (2025)

Performance Equity Partners took 23 mortgage applications in Pennsylvania in 2025, ranking #582 of 1,114 lenders active in the state. It originated 30.4% of them and denied 43.5% (52.6% of the applications it decided), against a statewide denial rate of 18.3%.

23Applicationsin PA
52.6%Decision denial ratestate 22.2%
11.90%Median ratestate 6.63%
$45,000Median loanstate $155,000
$275kVolume0 counties

Performance Equity Partners in Pennsylvania vs the state

43.5%Denial rate+25.19 pts vs state
52.6%Decision denial rate+30.42 pts vs state
30.4%Origination rate-30.53 pts vs state
11.90%Median rate+5.28 pts vs state
8.46Rate spread (pts)+8.22 pts vs state
$44kMedian applicant income
7Loans originated
10Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202421276.2%13.15%#608
202523743.5%11.90%#582

What Performance Equity Partners lends in Pennsylvania

By loan purpose

Home purchase 23 100% · 43.5% denied

By loan type

Conventional 23 100% · 43.5% denied

Why it denied Pennsylvania applicants

Debt-to-income ratio 7 70%
Credit history 2 20%
Employment history 1 10%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 23 applications in 2025, of which 7 were originated and 10 denied.

43.5% of all applications, or 52.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Performance Equity Partners originated in Pennsylvania in 2025 was 11.90%, against a statewide median of 6.63%.

About this data. Figures are Performance Equity Partners's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology