Peoples Bank in Florida vs the state
11.5%Denial rate-9.52 pts vs state
14.3%Decision denial rate-12.95 pts vs state
69.2%Origination rate+16.54 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
18Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 20 | 17.5% | — | #678 |
| 2024 | 28 | 18 | 3.6% | — | #710 |
| 2025 | 26 | 18 | 11.5% | — | #712 |
What Peoples Bank lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Peoples Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 3 | 1 | 0 | 0.0% |
| St. Lucie County | 3 | 3 | 0 | 0.0% |
| Brevard County | 2 | 1 | 0 | 0.0% |
| Pinellas County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Volusia County | 2 | 2 | 0 | 0.0% |
| Okeechobee County | 1 | 1 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
| Indian River County | 1 | 0 | 0 | 0.0% |
| Collier County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 26 applications in 2025, of which 18 were originated and 3 denied.
11.5% of all applications, or 14.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology