Peapack-Gladstone Bank in New Jersey vs the state
2.5%Denial rate-15.23 pts vs state
2.6%Decision denial rate-20.44 pts vs state
90.2%Origination rate+34.48 pts vs state
—Median rate
—Rate spread (pts)
$126kMedian applicant income
110Loans originated
3Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 278 | 222 | 4.7% | 4.75% | #149 |
| 2024 | 82 | 69 | 6.1% | — | #284 |
| 2025 | 122 | 110 | 2.5% | — | #249 |
What Peapack-Gladstone Bank lends in New Jersey
By loan purpose
By loan type
Where in New Jersey
Counties with the most Peapack-Gladstone Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Union County | 28 | 26 | 1 | 3.6% |
| Morris County | 18 | 15 | 0 | 0.0% |
| Somerset County | 18 | 17 | 0 | 0.0% |
| Essex County | 13 | 11 | 0 | 0.0% |
| Monmouth County | 8 | 8 | 0 | 0.0% |
| Hunterdon County | 8 | 8 | 0 | 0.0% |
| Bergen County | 6 | 5 | 0 | 0.0% |
| Ocean County | 6 | 6 | 0 | 0.0% |
| Hudson County | 5 | 5 | 0 | 0.0% |
| Warren County | 4 | 4 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 122 applications in 2025, of which 110 were originated and 3 denied.
2.5% of all applications, or 2.6% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peapack-Gladstone Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology