Patriot One Mortgage Bankers in New York vs the state
2.0%Denial rate-17.75 pts vs state
2.5%Decision denial rate-21.51 pts vs state
77.0%Origination rate+17.41 pts vs state
6.81%Median rate+0.19 pts vs state
0.48Rate spread (pts)+0.27 pts vs state
$148kMedian applicant income
77Loans originated
2Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 78 | 63 | 3.9% | 6.63% | #283 |
| 2024 | 88 | 68 | 1.1% | 6.63% | #279 |
| 2025 | 100 | 77 | 2.0% | 6.81% | #269 |
What Patriot One Mortgage Bankers lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Patriot One Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 22 | 16 | 0 | 0.0% |
| Nassau County | 20 | 16 | 0 | 0.0% |
| Bronx County | 14 | 10 | 0 | 0.0% |
| Kings County | 14 | 11 | 0 | 0.0% |
| Westchester County | 10 | 7 | 1 | 10.0% |
| Suffolk County | 8 | 7 | 0 | 0.0% |
| Orange County | 4 | 3 | 1 | 25.0% |
| Richmond County | 3 | 3 | 0 | 0.0% |
| Putnam County | 2 | 2 | 0 | 0.0% |
| Chenango County | 1 | 0 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 100 applications in 2025, of which 77 were originated and 2 denied.
2.0% of all applications, or 2.5% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Patriot One Mortgage Bankers originated in New York in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Patriot One Mortgage Bankers's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology