Pathway Bank · Nebraska · 2025

Pathway Bank in Nebraska: approval rate, denial rate and rates (2025)

Pathway Bank took 64 mortgage applications in Nebraska in 2025, ranking #130 of 565 lenders active in the state. It originated 67.2% of them and denied 25.0% (27.1% of the applications it decided), against a statewide denial rate of 12.5%.

64Applicationsin NE
27.1%Decision denial ratestate 15.1%
Median ratestate 6.63%
$105,000Median loanstate $185,000
$6.2MVolume13 counties

Pathway Bank in Nebraska vs the state

25.0%Denial rate+12.47 pts vs state
27.1%Decision denial rate+11.98 pts vs state
67.2%Origination rate-0.09 pts vs state
Median rate
Rate spread (pts)
$82kMedian applicant income
43Loans originated
16Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023413417.1%#132
2024806321.3%#106
2025644325.0%#130

What Pathway Bank lends in Nebraska

By loan purpose

Home purchase 25 39% · 36.0% denied
Refinance 10 16% · 0.0% denied
Cash-out refinance 16 25% · 12.5% denied
Home improvement 13 20% · 38.5% denied

By loan type

Conventional 63 98% · 23.8% denied
VA 1 2% · 100.0% denied

Where in Nebraska

Counties with the most Pathway Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hall County 25166 24.0%
Valley County 1165 45.5%
Howard County 751 14.3%
Garfield County 760 0.0%
Buffalo County 321 33.3%
Kearney County 202 100.0%
Custer County 220 0.0%
Sherman County 220 0.0%
Greeley County 110 0.0%
Wheeler County 101 100.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 64 applications in 2025, of which 43 were originated and 16 denied.

25.0% of all applications, or 27.1% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Pathway Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology