Park Lane Finance Solutions in North Carolina vs the state
62.9%Denial rate+44.83 pts vs state
69.9%Decision denial rate+47.11 pts vs state
12.0%Origination rate-45.86 pts vs state
10.74%Median rate+4.24 pts vs state
5.17Rate spread (pts)+5.09 pts vs state
$57kMedian applicant income
19Loans originated
100Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 33 | 29.3% | 11.79% | #311 |
| 2024 | 119 | 19 | 61.3% | 11.99% | #283 |
| 2025 | 159 | 19 | 62.9% | 10.74% | #262 |
What Park Lane Finance Solutions lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Craven County | 22 | 1 | 16 | 72.7% |
| Henderson County | 20 | 2 | 13 | 65.0% |
| Cumberland County | 19 | 1 | 17 | 89.5% |
| Onslow County | 19 | 1 | 9 | 47.4% |
| Forsyth County | 14 | 3 | 6 | 42.9% |
| Rockingham County | 13 | 1 | 10 | 76.9% |
| Alamance County | 11 | 0 | 9 | 81.8% |
| Caldwell County | 8 | 2 | 0 | 0.0% |
| Pitt County | 7 | 0 | 7 | 100.0% |
| Randolph County | 4 | 0 | 4 | 100.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 159 applications in 2025, of which 19 were originated and 100 denied.
62.9% of all applications, or 69.9% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Park Lane Finance Solutions originated in North Carolina in 2025 was 10.74%, against a statewide median of 6.50%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology