Paramount Residential Mortgage Group in Michigan vs the state
7.6%Denial rate-10.89 pts vs state
10.8%Decision denial rate-11.74 pts vs state
62.7%Origination rate+2.82 pts vs state
6.63%Median rate-0.13 pts vs state
0.49Rate spread (pts)+0.09 pts vs state
$89kMedian applicant income
74Loans originated
9Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 199 | 88 | 15.6% | 7.25% | #180 |
| 2024 | 105 | 71 | 6.7% | 6.88% | #264 |
| 2025 | 118 | 74 | 7.6% | 6.63% | #252 |
What Paramount Residential Mortgage Group lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 16 | 7 | 2 | 12.5% |
| Marquette County | 16 | 12 | 2 | 12.5% |
| Oakland County | 12 | 7 | 0 | 0.0% |
| Genesee County | 7 | 7 | 0 | 0.0% |
| Macomb County | 7 | 4 | 0 | 0.0% |
| Dickinson County | 7 | 4 | 2 | 28.6% |
| Ingham County | 5 | 3 | 1 | 20.0% |
| Kent County | 4 | 3 | 0 | 0.0% |
| Gogebic County | 4 | 4 | 0 | 0.0% |
| Houghton County | 3 | 2 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 118 applications in 2025, of which 74 were originated and 9 denied.
7.6% of all applications, or 10.8% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Paramount Residential Mortgage Group originated in Michigan in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology