OriginPoint · Ohio · 2025

OriginPoint in Ohio: approval rate, denial rate and rates (2025)

OriginPoint took 9 mortgage applications in Ohio in 2025, ranking #621 of 1,092 lenders active in the state. It originated 77.8% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

9Applicationsin OH
0.0%Decision denial ratestate 21.9%
6.38%Median ratestate 6.88%
$385,000Median loanstate $155,000
$2.8MVolume6 counties

OriginPoint in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
77.8%Origination rate+17.88 pts vs state
6.38%Median rate-0.50 pts vs state
0.47Rate spread (pts)+0.08 pts vs state
$198kMedian applicant income
7Loans originated
0Denied

What OriginPoint lends in Ohio

By loan purpose

Home purchase 8 89% · 0.0% denied
Refinance 1 11% · 0.0% denied

By loan type

Conventional 7 78% · 0.0% denied
FHA 1 11% · 0.0% denied
VA 1 11% · 0.0% denied

Where in Ohio

Counties with the most OriginPoint applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 320 0.0%
Summit County 210 0.0%
Warren County 110 0.0%
Hamilton County 110 0.0%
Geauga County 110 0.0%
Lake County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 9 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans OriginPoint originated in Ohio in 2025 was 6.38%, against a statewide median of 6.88%.

About this data. Figures are OriginPoint's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology