OriginPoint · Connecticut · 2025

OriginPoint in Connecticut: approval rate, denial rate and rates (2025)

OriginPoint took 64 mortgage applications in Connecticut in 2025, ranking #204 of 687 lenders active in the state. It originated 64.1% of them and denied 4.7% (6.8% of the applications it decided), against a statewide denial rate of 17.4%.

64Applicationsin CT
6.8%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$760,000Median loanstate $245,000
$29MVolume5 counties

OriginPoint in Connecticut vs the state

4.7%Denial rate-12.71 pts vs state
6.8%Decision denial rate-14.77 pts vs state
64.1%Origination rate+3.68 pts vs state
6.88%Median rate+0.25 pts vs state
0.23Rate spread (pts)-0.01 pts vs state
$296kMedian applicant income
41Loans originated
3Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241990.0%6.88%#290
202564414.7%6.88%#204

What OriginPoint lends in Connecticut

By loan purpose

Home purchase 55 86% · 5.5% denied
Refinance 2 3% · 0.0% denied
Cash-out refinance 7 11% · 0.0% denied

By loan type

Conventional 61 95% · 3.3% denied
FHA 1 2% · 0.0% denied
VA 2 3% · 50.0% denied

Why it denied Connecticut applicants

Credit history 1 33%
Unverifiable information 1 33%
Insufficient cash 1 33%

Where in Connecticut

Counties with the most OriginPoint applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 37202 5.4%
09120 16120 0.0%
09180 541 20.0%
09140 320 0.0%
09170 330 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 64 applications in 2025, of which 41 were originated and 3 denied.

4.7% of all applications, or 6.8% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans OriginPoint originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are OriginPoint's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology