Ony Glo in Virginia vs the state
25.0%Denial rate+9.06 pts vs state
26.7%Decision denial rate+6.42 pts vs state
68.8%Origination rate+9.23 pts vs state
6.38%Median rate-0.25 pts vs state
-0.05Rate spread (pts)-0.27 pts vs state
$171kMedian applicant income
11Loans originated
4Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 2 | 50.0% | 7.43% | #545 |
| 2024 | 11 | 7 | 36.4% | 6.25% | #554 |
| 2025 | 16 | 11 | 25.0% | 6.38% | #515 |
What Ony Glo lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Ony Glo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 3 | 1 | 2 | 66.7% |
| Fairfax County | 2 | 1 | 0 | 0.0% |
| Culpeper County | 2 | 2 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Arlington County | 1 | 1 | 0 | 0.0% |
| Chesapeake city | 1 | 1 | 0 | 0.0% |
| Augusta County | 1 | 1 | 0 | 0.0% |
| Newport News city | 1 | 0 | 1 | 100.0% |
| Shenandoah County | 1 | 0 | 1 | 100.0% |
| Stafford County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 16 applications in 2025, of which 11 were originated and 4 denied.
25.0% of all applications, or 26.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Ony Glo originated in Virginia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Ony Glo's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology