Onward Home Mortgage · South Carolina · 2025

Onward Home Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Onward Home Mortgage took 20 mortgage applications in South Carolina in 2025, ranking #445 of 1,143 lenders active in the state. It originated 85.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

20Applicationsin SC
0.0%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$385,000Median loanstate $225,000
$9.5MVolume9 counties

Onward Home Mortgage in South Carolina vs the state

0.0%Denial rate-18.31 pts vs state
0.0%Decision denial rate-23.47 pts vs state
85.0%Origination rate+28.39 pts vs state
6.50%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.01 pts vs state
$120kMedian applicant income
17Loans originated
0Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024860.0%6.75%#566
202520170.0%6.50%#445

What Onward Home Mortgage lends in South Carolina

By loan purpose

Home purchase 17 85% · 0.0% denied
Cash-out refinance 3 15% · 0.0% denied

By loan type

Conventional 17 85% · 0.0% denied
FHA 2 10% · 0.0% denied
VA 1 5% · 0.0% denied

Where in South Carolina

Counties with the most Onward Home Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greenville County 650 0.0%
Charleston County 320 0.0%
Spartanburg County 330 0.0%
Anderson County 220 0.0%
Oconee County 210 0.0%
Richland County 110 0.0%
Horry County 110 0.0%
Beaufort County 110 0.0%
Laurens County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 20 applications in 2025, of which 17 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Onward Home Mortgage originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Onward Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology