Nymeo Federal Credit Union in Maryland vs the state
6.0%Denial rate-12.78 pts vs state
6.1%Decision denial rate-18.03 pts vs state
92.8%Origination rate+37.06 pts vs state
6.38%Median rate-0.25 pts vs state
-0.42Rate spread (pts)-0.66 pts vs state
$170kMedian applicant income
77Loans originated
5Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 18 | 0.0% | 7.63% | #338 |
| 2024 | 17 | 17 | 0.0% | 7.75% | #425 |
| 2025 | 83 | 77 | 6.0% | 6.38% | #259 |
What Nymeo Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Nymeo Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 38 | 38 | 0 | 0.0% |
| Frederick County | 20 | 16 | 4 | 20.0% |
| Prince George's County | 10 | 10 | 0 | 0.0% |
| Montgomery County | 6 | 4 | 1 | 16.7% |
| Washington County | 3 | 3 | 0 | 0.0% |
| Baltimore County | 2 | 2 | 0 | 0.0% |
| Anne Arundel County | 2 | 2 | 0 | 0.0% |
| Garrett County | 1 | 1 | 0 | 0.0% |
| Carroll County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 83 applications in 2025, of which 77 were originated and 5 denied.
6.0% of all applications, or 6.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Nymeo Federal Credit Union originated in Maryland in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Nymeo Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology