Numerica Credit Union in Oregon vs the state
40.0%Denial rate+24.69 pts vs state
44.4%Decision denial rate+25.28 pts vs state
50.0%Origination rate-10.62 pts vs state
5.88%Median rate-0.88 pts vs state
0.12Rate spread (pts)-0.16 pts vs state
$154kMedian applicant income
5Loans originated
4Denied
What Numerica Credit Union lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Numerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Umatilla County | 4 | 1 | 2 | 50.0% |
| Baker County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Clackamas County | 1 | 1 | 0 | 0.0% |
| Yamhill County | 1 | 0 | 1 | 100.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| Deschutes County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 10 applications in 2025, of which 5 were originated and 4 denied.
40.0% of all applications, or 44.4% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Numerica Credit Union originated in Oregon in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Numerica Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology