Nqm Funding in South Carolina vs the state
18.4%Denial rate+0.06 pts vs state
18.8%Decision denial rate-4.72 pts vs state
65.3%Origination rate+8.70 pts vs state
7.25%Median rate+0.75 pts vs state
0.99Rate spread (pts)+0.77 pts vs state
$173kMedian applicant income
32Loans originated
9Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 26 | 12.2% | 8.94% | #346 |
| 2024 | 55 | 31 | 21.8% | 8.25% | #311 |
| 2025 | 49 | 32 | 18.4% | 7.25% | #344 |
What Nqm Funding lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 9 | 6 | 2 | 22.2% |
| Charleston County | 9 | 7 | 2 | 22.2% |
| Berkeley County | 7 | 5 | 1 | 14.3% |
| Greenville County | 5 | 4 | 0 | 0.0% |
| Pickens County | 3 | 2 | 1 | 33.3% |
| York County | 3 | 1 | 0 | 0.0% |
| Beaufort County | 2 | 1 | 0 | 0.0% |
| Spartanburg County | 2 | 1 | 1 | 50.0% |
| Dorchester County | 2 | 1 | 1 | 50.0% |
| Aiken County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 49 applications in 2025, of which 32 were originated and 9 denied.
18.4% of all applications, or 18.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Nqm Funding originated in South Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology