Norwich Commercial Group in South Carolina vs the state
10.2%Denial rate-8.11 pts vs state
20.8%Decision denial rate-2.64 pts vs state
38.8%Origination rate-17.83 pts vs state
6.13%Median rate-0.38 pts vs state
-0.37Rate spread (pts)-0.59 pts vs state
$122kMedian applicant income
19Loans originated
5Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 29 | 16.4% | 6.75% | #311 |
| 2024 | 44 | 25 | 9.1% | 6.25% | #342 |
| 2025 | 49 | 19 | 10.2% | 6.13% | #342 |
What Norwich Commercial Group lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 8 | 2 | 1 | 12.5% |
| Beaufort County | 8 | 5 | 0 | 0.0% |
| Dorchester County | 8 | 2 | 1 | 12.5% |
| Spartanburg County | 6 | 2 | 3 | 50.0% |
| Berkeley County | 4 | 1 | 0 | 0.0% |
| Horry County | 3 | 2 | 0 | 0.0% |
| Kershaw County | 2 | 0 | 0 | 0.0% |
| Orangeburg County | 2 | 1 | 0 | 0.0% |
| Florence County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 49 applications in 2025, of which 19 were originated and 5 denied.
10.2% of all applications, or 20.8% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Norwich Commercial Group originated in South Carolina in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology