Norwich Commercial Group in North Carolina vs the state
5.6%Denial rate-12.50 pts vs state
13.3%Decision denial rate-9.49 pts vs state
36.1%Origination rate-21.70 pts vs state
6.25%Median rate-0.25 pts vs state
-0.42Rate spread (pts)-0.51 pts vs state
$123kMedian applicant income
13Loans originated
2Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 8 | 8.3% | 6.69% | #588 |
| 2024 | 45 | 17 | 17.8% | 6.25% | #405 |
| 2025 | 36 | 13 | 5.6% | 6.25% | #443 |
What Norwich Commercial Group lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Onslow County | 7 | 3 | 0 | 0.0% |
| Cumberland County | 4 | 0 | 0 | 0.0% |
| Wake County | 3 | 1 | 1 | 33.3% |
| Harnett County | 2 | 0 | 0 | 0.0% |
| Guilford County | 2 | 2 | 0 | 0.0% |
| Robeson County | 2 | 2 | 0 | 0.0% |
| Hoke County | 2 | 0 | 0 | 0.0% |
| Durham County | 2 | 1 | 0 | 0.0% |
| Mecklenburg County | 1 | 1 | 0 | 0.0% |
| Cabarrus County | 1 | 0 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 36 applications in 2025, of which 13 were originated and 2 denied.
5.6% of all applications, or 13.3% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Norwich Commercial Group originated in North Carolina in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology