Norwich Commercial Group · Georgia · 2025

Norwich Commercial Group in Georgia: approval rate, denial rate and rates (2025)

Norwich Commercial Group took 44 mortgage applications in Georgia in 2025, ranking #450 of 1,201 lenders active in the state. It originated 29.6% of them and denied 4.6% (13.3% of the applications it decided), against a statewide denial rate of 19.2%.

44Applicationsin GA
13.3%Decision denial ratestate 25.1%
6.13%Median ratestate 6.63%
$320,000Median loanstate $235,000
$4.0MVolume27 counties

Norwich Commercial Group in Georgia vs the state

4.6%Denial rate-14.67 pts vs state
13.3%Decision denial rate-11.74 pts vs state
29.6%Origination rate-24.54 pts vs state
6.13%Median rate-0.50 pts vs state
-0.39Rate spread (pts)-0.66 pts vs state
$85kMedian applicant income
13Loans originated
2Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023563112.5%6.75%#403
202493606.5%6.25%#345
202544134.6%6.13%#450

What Norwich Commercial Group lends in Georgia

By loan purpose

Home purchase 8 18% · 0.0% denied
Refinance 36 82% · 5.6% denied

By loan type

Conventional 1 2% · 0.0% denied
FHA 6 14% · 0.0% denied
VA 37 84% · 5.4% denied

Why it denied Georgia applicants

Incomplete application 2 100%

Where in Georgia

Counties with the most Norwich Commercial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 500 0.0%
Long County 400 0.0%
Camden County 310 0.0%
Liberty County 220 0.0%
Lumpkin County 210 0.0%
Muscogee County 200 0.0%
Bibb County 210 0.0%
Clayton County 220 0.0%
Paulding County 210 0.0%
Cherokee County 210 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 44 applications in 2025, of which 13 were originated and 2 denied.

4.6% of all applications, or 13.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Norwich Commercial Group originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology