Norwich Commercial Group in California vs the state
7.5%Denial rate-9.92 pts vs state
13.6%Decision denial rate-8.76 pts vs state
47.5%Origination rate-8.70 pts vs state
6.00%Median rate-0.63 pts vs state
0.23Rate spread (pts)-0.05 pts vs state
$124kMedian applicant income
19Loans originated
3Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 10 | 0.0% | 6.63% | #630 |
| 2024 | 227 | 148 | 7.1% | 6.50% | #333 |
| 2025 | 40 | 19 | 7.5% | 6.00% | #557 |
What Norwich Commercial Group lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fresno County | 8 | 5 | 0 | 0.0% |
| San Diego County | 7 | 3 | 1 | 14.3% |
| Contra Costa County | 4 | 4 | 0 | 0.0% |
| Riverside County | 3 | 2 | 0 | 0.0% |
| Los Angeles County | 2 | 1 | 0 | 0.0% |
| Kern County | 2 | 1 | 0 | 0.0% |
| Kings County | 2 | 0 | 0 | 0.0% |
| Solano County | 2 | 0 | 0 | 0.0% |
| San Benito County | 2 | 1 | 1 | 50.0% |
| Tulare County | 1 | 0 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 40 applications in 2025, of which 19 were originated and 3 denied.
7.5% of all applications, or 13.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Norwich Commercial Group originated in California in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology