Northeast Home Loan in Massachusetts vs the state
2.6%Denial rate-13.61 pts vs state
3.2%Decision denial rate-16.72 pts vs state
76.6%Origination rate+14.02 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)+0.16 pts vs state
$249kMedian applicant income
59Loans originated
2Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 41 | 0.0% | 6.75% | #307 |
| 2024 | 62 | 47 | 3.2% | 6.99% | #291 |
| 2025 | 77 | 59 | 2.6% | 6.63% | #279 |
What Northeast Home Loan lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Northeast Home Loan applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 25 | 21 | 1 | 4.0% |
| Suffolk County | 25 | 17 | 0 | 0.0% |
| Norfolk County | 8 | 8 | 0 | 0.0% |
| Barnstable County | 6 | 6 | 0 | 0.0% |
| Worcester County | 5 | 2 | 1 | 20.0% |
| Plymouth County | 3 | 3 | 0 | 0.0% |
| Essex County | 3 | 1 | 0 | 0.0% |
| Bristol County | 2 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 77 applications in 2025, of which 59 were originated and 2 denied.
2.6% of all applications, or 3.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Northeast Home Loan originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Northeast Home Loan's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology