North American Savings Bank · Maine · 2025

North American Savings Bank in Maine: approval rate, denial rate and rates (2025)

North American Savings Bank took 5 mortgage applications in Maine in 2025, ranking #276 of 537 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.3%.

5Applicationsin ME
0.0%Decision denial ratestate 20.1%
6.12%Median ratestate 6.88%
$355,000Median loanstate $215,000
$1.6MVolume2 counties

North American Savings Bank in Maine vs the state

0.0%Denial rate-16.33 pts vs state
0.0%Decision denial rate-20.08 pts vs state
80.0%Origination rate+17.83 pts vs state
6.12%Median rate-0.75 pts vs state
-0.50Rate spread (pts)-0.82 pts vs state
$112kMedian applicant income
4Loans originated
0Denied

Trend in Maine

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310420.0%7.38%#200
20249522.2%7.25%#209
2025540.0%6.12%#276

What North American Savings Bank lends in Maine

By loan purpose

Home purchase 3 60% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 3 60% · 0.0% denied
VA 2 40% · 0.0% denied

Where in Maine

Counties with the most North American Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 330 0.0%
Cumberland County 210 0.0%

Other large lenders in Maine

LenderGradeApplicationsDenial rateMedian rate
Bangor Savings BankB 4,51817.2%7.25%
United Shore Financial ServicesB 2,6759.1%6.50%
Rocket MortgageC 2,62822.9%6.75%
The Camden National BankA 2,55913.2%6.99%
CMG MortgageA 2,2514.2%6.63%
Guild MortgageA 1,8385.3%6.63%
Kennebec Savings BankB 1,4939.6%7.00%
TD BankD 1,24420.2%7.35%
Mortgage Research CenterC 1,10417.6%6.25%
Evergreen Credit UnionD 97630.6%6.50%

Frequently asked questions

Maine: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.

The median rate on loans North American Savings Bank originated in Maine in 2025 was 6.12%, against a statewide median of 6.88%.

About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology