North American Savings Bank in Georgia vs the state
19.1%Denial rate-0.17 pts vs state
27.6%Decision denial rate+2.52 pts vs state
47.6%Origination rate-6.47 pts vs state
6.56%Median rate-0.06 pts vs state
-0.06Rate spread (pts)-0.33 pts vs state
$134kMedian applicant income
20Loans originated
8Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 89 | 43 | 25.8% | 6.25% | #335 |
| 2024 | 44 | 27 | 15.9% | 7.13% | #441 |
| 2025 | 42 | 20 | 19.1% | 6.56% | #462 |
What North American Savings Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most North American Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 10 | 2 | 2 | 20.0% |
| Paulding County | 4 | 2 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 1 | 33.3% |
| Gwinnett County | 3 | 2 | 1 | 33.3% |
| Muscogee County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 0 | 0 | 0.0% |
| Hall County | 1 | 0 | 0 | 0.0% |
| Clarke County | 1 | 1 | 0 | 0.0% |
| Meriwether County | 1 | 1 | 0 | 0.0% |
| Catoosa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 42 applications in 2025, of which 20 were originated and 8 denied.
19.1% of all applications, or 27.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans North American Savings Bank originated in Georgia in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are North American Savings Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology