NJ Lenders · Connecticut · 2025

NJ Lenders in Connecticut: approval rate, denial rate and rates (2025)

NJ Lenders took 11 mortgage applications in Connecticut in 2025, ranking #360 of 687 lenders active in the state. It originated 63.6% of them and denied 18.2% (18.2% of the applications it decided), against a statewide denial rate of 17.4%.

11Applicationsin CT
18.2%Decision denial ratestate 21.6%
6.88%Median ratestate 6.63%
$385,000Median loanstate $245,000
$3.7MVolume6 counties

NJ Lenders in Connecticut vs the state

18.2%Denial rate+0.78 pts vs state
18.2%Decision denial rate-3.41 pts vs state
63.6%Origination rate+3.26 pts vs state
6.88%Median rate+0.25 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$204kMedian applicant income
7Loans originated
2Denied

Trend in Connecticut

YearApplicationsOriginatedDenial rateMedian rateRank in state
202335202.9%6.75%#234
202425178.0%6.49%#267
202511718.2%6.88%#360

What NJ Lenders lends in Connecticut

By loan purpose

Home purchase 8 73% · 25.0% denied
Refinance 2 18% · 0.0% denied
Cash-out refinance 1 9% · 0.0% denied

By loan type

Conventional 9 82% · 11.1% denied
FHA 1 9% · 0.0% denied
VA 1 9% · 100.0% denied

Why it denied Connecticut applicants

Collateral 2 100%

Where in Connecticut

Counties with the most NJ Lenders applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
09190 531 20.0%
09140 210 0.0%
09120 110 0.0%
09180 101 100.0%
09170 110 0.0%
09130 110 0.0%

Other large lenders in Connecticut

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,04316.5%6.75%
Citizens BankC 4,89526.2%7.40%
Bank of AmericaF 4,59132.1%6.00%
United Shore Financial ServicesB 4,23913.7%6.50%
Total Mortgage ServicesB 4,2194.5%6.63%
Manufacturers and Traders TrustC 4,03031.8%5.99%
Liberty BankA 3,5139.5%5.99%
Webster BankC 2,76221.9%6.74%
NewrezD 2,55621.8%6.88%
AMERICAN EAGLE FINANCIAL Credit UnionD 2,46318.9%7.75%

Frequently asked questions

Connecticut: 11 applications in 2025, of which 7 were originated and 2 denied.

18.2% of all applications, or 18.2% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.

The median rate on loans NJ Lenders originated in Connecticut in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are NJ Lenders's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology