Nexera Holding in Maryland vs the state
16.2%Denial rate-2.64 pts vs state
29.1%Decision denial rate+4.96 pts vs state
36.4%Origination rate-19.35 pts vs state
7.63%Median rate+1.00 pts vs state
1.48Rate spread (pts)+1.23 pts vs state
$217kMedian applicant income
36Loans originated
16Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 12 | 11.6% | 8.94% | #309 |
| 2024 | 89 | 47 | 7.9% | 7.75% | #227 |
| 2025 | 99 | 36 | 16.2% | 7.63% | #229 |
What Nexera Holding lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 30 | 10 | 4 | 13.3% |
| Montgomery County | 15 | 6 | 1 | 6.7% |
| Baltimore city | 11 | 3 | 1 | 9.1% |
| Baltimore County | 10 | 3 | 1 | 10.0% |
| Anne Arundel County | 9 | 3 | 2 | 22.2% |
| Howard County | 7 | 2 | 2 | 28.6% |
| Harford County | 3 | 1 | 2 | 66.7% |
| Frederick County | 3 | 1 | 0 | 0.0% |
| Queen Anne's County | 2 | 1 | 1 | 50.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 99 applications in 2025, of which 36 were originated and 16 denied.
16.2% of all applications, or 29.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Nexera Holding originated in Maryland in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology