NexBank in South Carolina vs the state
16.4%Denial rate-1.95 pts vs state
18.4%Decision denial rate-5.10 pts vs state
72.7%Origination rate+16.12 pts vs state
6.31%Median rate-0.19 pts vs state
0.15Rate spread (pts)-0.07 pts vs state
$216kMedian applicant income
40Loans originated
9Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 30 | 15.9% | 6.88% | #338 |
| 2024 | 62 | 47 | 11.3% | 6.88% | #295 |
| 2025 | 55 | 40 | 16.4% | 6.31% | #330 |
What NexBank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most NexBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 14 | 11 | 3 | 21.4% |
| Spartanburg County | 6 | 5 | 0 | 0.0% |
| Charleston County | 6 | 4 | 2 | 33.3% |
| Beaufort County | 5 | 4 | 0 | 0.0% |
| York County | 5 | 1 | 1 | 20.0% |
| Greenville County | 4 | 3 | 1 | 25.0% |
| Berkeley County | 3 | 3 | 0 | 0.0% |
| Richland County | 3 | 2 | 0 | 0.0% |
| Georgetown County | 3 | 3 | 0 | 0.0% |
| Oconee County | 2 | 1 | 1 | 50.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 55 applications in 2025, of which 40 were originated and 9 denied.
16.4% of all applications, or 18.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans NexBank originated in South Carolina in 2025 was 6.31%, against a statewide median of 6.50%.
About this data. Figures are NexBank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology