NBKC Bank in Nebraska vs the state
9.0%Denial rate-3.54 pts vs state
11.9%Decision denial rate-3.20 pts vs state
66.3%Origination rate-0.99 pts vs state
6.13%Median rate-0.50 pts vs state
-0.26Rate spread (pts)-0.48 pts vs state
$152kMedian applicant income
59Loans originated
8Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 45 | 10.8% | 6.38% | #98 |
| 2024 | 90 | 60 | 3.3% | 6.13% | #99 |
| 2025 | 89 | 59 | 9.0% | 6.13% | #109 |
What NBKC Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 48 | 33 | 3 | 6.3% |
| Sarpy County | 17 | 12 | 2 | 11.8% |
| Lancaster County | 8 | 3 | 1 | 12.5% |
| Cass County | 4 | 2 | 1 | 25.0% |
| Saunders County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 3 | 2 | 1 | 33.3% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Otoe County | 1 | 1 | 0 | 0.0% |
| Valley County | 1 | 1 | 0 | 0.0% |
| Merrick County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 89 applications in 2025, of which 59 were originated and 8 denied.
9.0% of all applications, or 11.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans NBKC Bank originated in Nebraska in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology