Nationwide Mortgage Bankers in North Carolina vs the state
2.1%Denial rate-15.92 pts vs state
3.2%Decision denial rate-19.59 pts vs state
54.6%Origination rate-3.26 pts vs state
6.88%Median rate+0.38 pts vs state
1.03Rate spread (pts)+0.95 pts vs state
$86kMedian applicant income
102Loans originated
4Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 53 | 3.5% | 7.25% | #307 |
| 2024 | 75 | 50 | 1.3% | 7.06% | #335 |
| 2025 | 187 | 102 | 2.1% | 6.88% | #238 |
What Nationwide Mortgage Bankers lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Nationwide Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Durham County | 29 | 15 | 2 | 6.9% |
| Wake County | 27 | 12 | 1 | 3.7% |
| Johnston County | 16 | 8 | 0 | 0.0% |
| Mecklenburg County | 15 | 7 | 0 | 0.0% |
| Granville County | 10 | 4 | 0 | 0.0% |
| Brunswick County | 9 | 8 | 0 | 0.0% |
| Harnett County | 8 | 4 | 0 | 0.0% |
| Franklin County | 8 | 4 | 0 | 0.0% |
| Alamance County | 6 | 3 | 0 | 0.0% |
| Rowan County | 5 | 2 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 187 applications in 2025, of which 102 were originated and 4 denied.
2.1% of all applications, or 3.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Nationwide Mortgage Bankers originated in North Carolina in 2025 was 6.88%, against a statewide median of 6.50%.
About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology