Nationwide Mortgage Bankers in California vs the state
4.6%Denial rate-12.87 pts vs state
5.9%Decision denial rate-16.52 pts vs state
54.6%Origination rate-1.65 pts vs state
6.63%Median rate0.00 pts vs state
0.68Rate spread (pts)+0.41 pts vs state
$150kMedian applicant income
24Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 21 | 8.5% | 6.99% | #547 |
| 2024 | 61 | 39 | 1.6% | 6.88% | #502 |
| 2025 | 44 | 24 | 4.6% | 6.63% | #540 |
What Nationwide Mortgage Bankers lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Nationwide Mortgage Bankers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 13 | 4 | 2 | 15.4% |
| Riverside County | 6 | 4 | 0 | 0.0% |
| San Diego County | 4 | 2 | 0 | 0.0% |
| El Dorado County | 3 | 1 | 0 | 0.0% |
| Santa Clara County | 2 | 1 | 0 | 0.0% |
| Butte County | 2 | 1 | 0 | 0.0% |
| San Bernardino County | 2 | 2 | 0 | 0.0% |
| San Joaquin County | 2 | 2 | 0 | 0.0% |
| Ventura County | 2 | 0 | 0 | 0.0% |
| Sacramento County | 2 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 44 applications in 2025, of which 24 were originated and 2 denied.
4.6% of all applications, or 5.9% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Nationwide Mortgage Bankers originated in California in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology