Nationwide Equities in California vs the state
5.2%Denial rate-12.27 pts vs state
5.5%Decision denial rate-16.88 pts vs state
87.1%Origination rate+30.91 pts vs state
8.98%Median rate+2.36 pts vs state
—Rate spread (pts)
$32kMedian applicant income
169Loans originated
10Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 74 | 4.2% | 9.68% | #408 |
| 2024 | 131 | 114 | 2.3% | 9.45% | #400 |
| 2025 | 194 | 169 | 5.2% | 8.98% | #368 |
What Nationwide Equities lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Nationwide Equities applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 55 | 47 | 2 | 3.6% |
| Orange County | 31 | 26 | 2 | 6.5% |
| San Diego County | 28 | 25 | 2 | 7.1% |
| Santa Clara County | 18 | 17 | 0 | 0.0% |
| Riverside County | 7 | 6 | 1 | 14.3% |
| San Mateo County | 6 | 5 | 1 | 16.7% |
| Contra Costa County | 6 | 4 | 1 | 16.7% |
| Alameda County | 6 | 6 | 0 | 0.0% |
| Marin County | 4 | 3 | 0 | 0.0% |
| Monterey County | 4 | 4 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 194 applications in 2025, of which 169 were originated and 10 denied.
5.2% of all applications, or 5.5% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Nationwide Equities originated in California in 2025 was 8.98%, against a statewide median of 6.63%.
About this data. Figures are Nationwide Equities's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology