Nations Lending in Georgia vs the state
8.1%Denial rate-11.09 pts vs state
8.9%Decision denial rate-16.22 pts vs state
74.0%Origination rate+19.89 pts vs state
6.25%Median rate-0.38 pts vs state
0.35Rate spread (pts)+0.08 pts vs state
$83kMedian applicant income
91Loans originated
10Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 250 | 158 | 9.2% | 6.75% | #194 |
| 2024 | 148 | 98 | 14.9% | 6.63% | #270 |
| 2025 | 123 | 91 | 8.1% | 6.25% | #308 |
What Nations Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Nations Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 9 | 4 | 2 | 22.2% |
| Cherokee County | 7 | 3 | 0 | 0.0% |
| Paulding County | 6 | 6 | 0 | 0.0% |
| Cobb County | 5 | 4 | 0 | 0.0% |
| Rockdale County | 5 | 5 | 0 | 0.0% |
| Gwinnett County | 5 | 3 | 0 | 0.0% |
| DeKalb County | 4 | 4 | 0 | 0.0% |
| Coweta County | 4 | 3 | 0 | 0.0% |
| Liberty County | 3 | 2 | 0 | 0.0% |
| Henry County | 3 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 123 applications in 2025, of which 91 were originated and 10 denied.
8.1% of all applications, or 8.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Nations Lending originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Nations Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology