National Police Federal Credit Union effective in Ohio vs the state
12.5%Denial rate-5.19 pts vs state
16.7%Decision denial rate-5.22 pts vs state
62.5%Origination rate+2.60 pts vs state
—Median rate
—Rate spread (pts)
$120kMedian applicant income
5Loans originated
1Denied
What National Police Federal Credit Union effective lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most National Police Federal Credit Union effective applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Summit County | 4 | 3 | 0 | 0.0% |
| Portage County | 2 | 0 | 1 | 50.0% |
| Cuyahoga County | 1 | 1 | 0 | 0.0% |
| Stark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 8 applications in 2025, of which 5 were originated and 1 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are National Police Federal Credit Union effective's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology