NASA Federal Credit Union · Washington · 2025

NASA Federal Credit Union in Washington: approval rate, denial rate and rates (2025)

NASA Federal Credit Union took 5 mortgage applications in Washington in 2025, ranking #537 of 822 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 15.7%.

5Applicationsin WA
20.0%Decision denial ratestate 19.5%
8.13%Median ratestate 6.63%
$165,000Median loanstate $335,000
$760kVolume2 counties

NASA Federal Credit Union in Washington vs the state

20.0%Denial rate+4.35 pts vs state
20.0%Decision denial rate+0.46 pts vs state
80.0%Origination rate+18.94 pts vs state
8.13%Median rate+1.50 pts vs state
1.17Rate spread (pts)+0.98 pts vs state
$194kMedian applicant income
4Loans originated
1Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237514.3%8.75%#500
2024530.0%7.25%#526
20255420.0%8.13%#537

What NASA Federal Credit Union lends in Washington

By loan purpose

Home purchase 1 20% · 100.0% denied
Refinance 1 20% · 0.0% denied
Home improvement 1 20% · 0.0% denied
Other / HELOC 2 40% · 0.0% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied Washington applicants

Insufficient cash 1 100%

Where in Washington

Counties with the most NASA Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 431 25.0%
Spokane County 110 0.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 5 applications in 2025, of which 4 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans NASA Federal Credit Union originated in Washington in 2025 was 8.13%, against a statewide median of 6.63%.

About this data. Figures are NASA Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology