NASA Federal Credit Union in California vs the state
9.5%Denial rate-7.90 pts vs state
10.0%Decision denial rate-12.40 pts vs state
64.3%Origination rate+8.09 pts vs state
7.25%Median rate+0.63 pts vs state
0.34Rate spread (pts)+0.06 pts vs state
$194kMedian applicant income
27Loans originated
4Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 17 | 10.0% | 7.38% | #602 |
| 2024 | 25 | 19 | 4.0% | 7.50% | #611 |
| 2025 | 42 | 27 | 9.5% | 7.25% | #548 |
What NASA Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most NASA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 12 | 8 | 3 | 25.0% |
| Orange County | 7 | 3 | 0 | 0.0% |
| Riverside County | 5 | 3 | 0 | 0.0% |
| San Bernardino County | 2 | 1 | 0 | 0.0% |
| El Dorado County | 2 | 2 | 0 | 0.0% |
| San Mateo County | 2 | 1 | 0 | 0.0% |
| Napa County | 1 | 1 | 0 | 0.0% |
| Butte County | 1 | 1 | 0 | 0.0% |
| Marin County | 1 | 0 | 0 | 0.0% |
| Sacramento County | 1 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 42 applications in 2025, of which 27 were originated and 4 denied.
9.5% of all applications, or 10.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans NASA Federal Credit Union originated in California in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are NASA Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology