Mycumortgage in Kentucky vs the state
9.7%Denial rate-9.13 pts vs state
10.7%Decision denial rate-12.78 pts vs state
80.7%Origination rate+22.61 pts vs state
6.75%Median rate0.00 pts vs state
0.71Rate spread (pts)+0.40 pts vs state
$76kMedian applicant income
25Loans originated
3Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 38 | 4.4% | 7.13% | #248 |
| 2024 | 61 | 42 | 14.8% | 6.70% | #229 |
| 2025 | 31 | 25 | 9.7% | 6.75% | #306 |
What Mycumortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenup County | 6 | 6 | 0 | 0.0% |
| Marshall County | 4 | 4 | 0 | 0.0% |
| Calloway County | 2 | 2 | 0 | 0.0% |
| Hardin County | 2 | 1 | 1 | 50.0% |
| Boyd County | 2 | 2 | 0 | 0.0% |
| Breckinridge County | 1 | 1 | 0 | 0.0% |
| Graves County | 1 | 1 | 0 | 0.0% |
| Hickman County | 1 | 1 | 0 | 0.0% |
| Carter County | 1 | 0 | 0 | 0.0% |
| Daviess County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 31 applications in 2025, of which 25 were originated and 3 denied.
9.7% of all applications, or 10.7% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Mycumortgage originated in Kentucky in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology