Mycumortgage in Florida vs the state
13.3%Denial rate-7.73 pts vs state
18.2%Decision denial rate-9.06 pts vs state
53.3%Origination rate+0.64 pts vs state
6.25%Median rate-0.38 pts vs state
0.29Rate spread (pts)+0.03 pts vs state
$126kMedian applicant income
8Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 2 | 23.1% | 6.69% | #913 |
| 2024 | 5 | 1 | 20.0% | 6.63% | #1,094 |
| 2025 | 15 | 8 | 13.3% | 6.25% | #825 |
What Mycumortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mycumortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 3 | 1 | 1 | 33.3% |
| Miami-Dade County | 3 | 3 | 0 | 0.0% |
| Escambia County | 2 | 0 | 1 | 50.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Collier County | 1 | 0 | 0 | 0.0% |
| Santa Rosa County | 1 | 0 | 0 | 0.0% |
| Hillsborough County | 1 | 1 | 0 | 0.0% |
| Broward County | 1 | 0 | 0 | 0.0% |
| Volusia County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 15 applications in 2025, of which 8 were originated and 2 denied.
13.3% of all applications, or 18.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mycumortgage originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mycumortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology