Mutual of Omaha Mortgage in Maryland vs the state
22.4%Denial rate+3.56 pts vs state
28.9%Decision denial rate+4.81 pts vs state
53.0%Origination rate-2.76 pts vs state
6.25%Median rate-0.38 pts vs state
0.12Rate spread (pts)-0.13 pts vs state
$89kMedian applicant income
457Loans originated
193Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 514 | 258 | 29.8% | 6.84% | #80 |
| 2024 | 754 | 420 | 22.3% | 6.63% | #63 |
| 2025 | 863 | 457 | 22.4% | 6.25% | #62 |
What Mutual of Omaha Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 136 | 54 | 40 | 29.4% |
| Baltimore County | 134 | 72 | 32 | 23.9% |
| Montgomery County | 110 | 67 | 19 | 17.3% |
| Anne Arundel County | 90 | 59 | 16 | 17.8% |
| Baltimore city | 61 | 23 | 12 | 19.7% |
| Frederick County | 45 | 25 | 12 | 26.7% |
| Howard County | 41 | 26 | 2 | 4.9% |
| Carroll County | 35 | 23 | 5 | 14.3% |
| Harford County | 33 | 17 | 9 | 27.3% |
| Washington County | 31 | 14 | 12 | 38.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 863 applications in 2025, of which 457 were originated and 193 denied.
22.4% of all applications, or 28.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Mutual of Omaha Mortgage originated in Maryland in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology