Movement Mortgage in Michigan vs the state
8.3%Denial rate-10.26 pts vs state
10.0%Decision denial rate-12.56 pts vs state
63.0%Origination rate+3.13 pts vs state
6.75%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.03 pts vs state
$95kMedian applicant income
351Loans originated
46Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 326 | 196 | 3.1% | 7.00% | #140 |
| 2024 | 465 | 315 | 6.2% | 6.99% | #121 |
| 2025 | 557 | 351 | 8.3% | 6.75% | #120 |
What Movement Mortgage lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 152 | 88 | 20 | 13.2% |
| Oakland County | 78 | 52 | 7 | 9.0% |
| Washtenaw County | 59 | 39 | 0 | 0.0% |
| Genesee County | 53 | 42 | 4 | 7.5% |
| Macomb County | 43 | 27 | 0 | 0.0% |
| Berrien County | 15 | 4 | 3 | 20.0% |
| Grand Traverse County | 14 | 6 | 3 | 21.4% |
| Benzie County | 14 | 8 | 1 | 7.1% |
| Livingston County | 13 | 10 | 1 | 7.7% |
| Lenawee County | 8 | 4 | 1 | 12.5% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 557 applications in 2025, of which 351 were originated and 46 denied.
8.3% of all applications, or 10.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Movement Mortgage originated in Michigan in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology