Morton Community Bank · Indiana · 2025

Morton Community Bank in Indiana: approval rate, denial rate and rates (2025)

Morton Community Bank took 10 mortgage applications in Indiana in 2025, ranking #543 of 1,025 lenders active in the state. It originated 90.0% of them and denied 10.0% (10.0% of the applications it decided), against a statewide denial rate of 16.6%.

10Applicationsin IN
10.0%Decision denial ratestate 20.1%
6.50%Median ratestate 6.75%
$290,000Median loanstate $155,000
$18MVolume8 counties

Morton Community Bank in Indiana vs the state

10.0%Denial rate-6.57 pts vs state
10.0%Decision denial rate-10.14 pts vs state
90.0%Origination rate+27.75 pts vs state
6.50%Median rate-0.25 pts vs state
0.24Rate spread (pts)-0.13 pts vs state
$112kMedian applicant income
9Loans originated
1Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231090.0%6.74%#527
202510910.0%6.50%#543

What Morton Community Bank lends in Indiana

By loan purpose

Home purchase 5 50% · 0.0% denied
Refinance 2 20% · 0.0% denied
Home improvement 2 20% · 0.0% denied
Other / HELOC 1 10% · 100.0% denied

By loan type

Conventional 10 100% · 10.0% denied

Why it denied Indiana applicants

Debt-to-income ratio 1 100%

Where in Indiana

Counties with the most Morton Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Allen County 220 0.0%
Hamilton County 220 0.0%
Starke County 110 0.0%
Porter County 101 100.0%
Adams County 110 0.0%
Hancock County 110 0.0%
Tippecanoe County 110 0.0%
Parke County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 10 applications in 2025, of which 9 were originated and 1 denied.

10.0% of all applications, or 10.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Morton Community Bank originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.

About this data. Figures are Morton Community Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology