Mortgageone in Georgia vs the state
2.5%Denial rate-16.72 pts vs state
4.4%Decision denial rate-20.72 pts vs state
53.8%Origination rate-0.34 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$116kMedian applicant income
43Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 22 | 3.7% | 7.31% | #511 |
| 2024 | 75 | 47 | 4.0% | 6.75% | #376 |
| 2025 | 80 | 43 | 2.5% | 6.63% | #367 |
What Mortgageone lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 10 | 5 | 0 | 0.0% |
| Forsyth County | 6 | 2 | 0 | 0.0% |
| Fulton County | 6 | 4 | 0 | 0.0% |
| Hall County | 5 | 4 | 0 | 0.0% |
| Camden County | 4 | 3 | 0 | 0.0% |
| Houston County | 4 | 0 | 0 | 0.0% |
| Gwinnett County | 4 | 2 | 0 | 0.0% |
| Cherokee County | 3 | 2 | 0 | 0.0% |
| Henry County | 3 | 1 | 0 | 0.0% |
| Richmond County | 3 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 80 applications in 2025, of which 43 were originated and 2 denied.
2.5% of all applications, or 4.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mortgageone originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology