Mortgage Solutions of Colorado in North Carolina vs the state
3.0%Denial rate-15.04 pts vs state
3.6%Decision denial rate-19.18 pts vs state
67.7%Origination rate+9.86 pts vs state
7.75%Median rate+1.25 pts vs state
0.94Rate spread (pts)+0.85 pts vs state
$84kMedian applicant income
404Loans originated
18Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 480 | 296 | 4.6% | 7.75% | #122 |
| 2024 | 532 | 329 | 3.4% | 7.00% | #122 |
| 2025 | 597 | 404 | 3.0% | 7.75% | #124 |
What Mortgage Solutions of Colorado lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 113 | 81 | 3 | 2.7% |
| Wake County | 36 | 20 | 1 | 2.8% |
| Harnett County | 30 | 23 | 1 | 3.3% |
| Hoke County | 26 | 20 | 0 | 0.0% |
| Forsyth County | 25 | 18 | 1 | 4.0% |
| Mecklenburg County | 22 | 14 | 2 | 9.1% |
| Guilford County | 21 | 15 | 0 | 0.0% |
| Onslow County | 19 | 17 | 0 | 0.0% |
| Johnston County | 18 | 12 | 1 | 5.6% |
| Robeson County | 18 | 13 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 597 applications in 2025, of which 404 were originated and 18 denied.
3.0% of all applications, or 3.6% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Mortgage Solutions of Colorado originated in North Carolina in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology